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7462 Inspira Unit 4205
Naples, FL 34113

2775 CR-775 Englewood, FL 34224

4829 Wes Berry Road DeQuincy, LA

930 W. 7th St
Freeport, TX 77541

Time Is Running Out – Hurricane Irma

Roof Cleaning
Coming in to 2020, we knew there would be people who still didn't know that they had Hurricane Irma damage to their property because we heard over and over again "my husband looked, he said we were fine". We knew there would be people who were starting to realize they had damage. People started to call because now they had a leak, two years later. I found this article published at 6:52 a.m. ET Jan. 11, 2020 Legal Matters - John Goede, Special to Naples Daily News. I found it interesting with helpful information about the legal side of these hurricane damages.
Attorneys at Goede, Adamczyk, DeBoest & Cross respond to questions about Florida community association law. With offices in Naples, Fort Myers, Coral Gables and Delray Beach, the firm represents community associations throughout Florida and focuses on condominium and homeowner association law, real estate law, litigation, estate planning and business law.

Q: Our roofs are original construction. Following Hurricane Irma in 2017, we did not see any noticeable damage and so we did not file an insurance claim. We just spent a lot of money repairing water damage stemming from the roof and the contractor indicated that the roof may be compromised. Is it too late to file an insurance claim? J.W., Naples

A: No, it is not too late, but time is running out. Many of our clients suffered severe and noticeable damage immediately after the storm and were able to immediately file an insurance claim. Others immediately filed a claim, but the insurance companies are denying coverage or at least challenging the scope of coverage or the scope of damage. Like you, we have also seen a rush of phone calls in recent weeks by condominiums that did not immediately file a claim, but now have evidence or an opinion that the roofs, windows or other components of the building were damaged by Hurricane Irma and the high winds associated with the storm. Often times, the neighborhood right next door may have had noticeable damage and received millions of dollars to repair their buildings. In other words, you endured the same winds and may have sustained significant damage from the storm, but that damage may not have been immediately noticeable.

If you believe there is damage, it is critical that you file a claim with your insurance carrier within three years of the storm, or by September 2020. There are other deadlines which may be applicable and therefore you should consult with your legal counsel on your specific situation, but there is a limitation period.